EWM Group has been providing regulatory support services to state insurance departments for over 10 years.  Our complement of insurance professionals includes examiners, accountants and actuaries who have worked in and with all types of insurance entities, including life, property & casualty, health, surplus lines, TPA’s, MGA’s and non-traditional carriers (i.e. captives, pre-paid legal plans, self-insurance funds, PSHCC’s, Medicare+Choice, etc.).  

The cornerstone of our engagement approach is summarized as follows:

  EWM offers the efficiency of combining examination, accounting and actuarial services for a seamless approach to regulatory and other examinations.

  All engagements are planned and executed with precision in order to minimize our fees, complete the work on time and avoid disruption to the company’s operations.  We use a hands-on, roll-up-your sleeves approach.

  Clear and frequent communication with State Insurance Departments and their assigned personnel concerning timetables, information requests, problems encountered, significant findings, billing, issues, etc.

  Availability throughout the year to provide important consulting and advisory services with state Insurance Departments.

We tailor our approach to meet the specific objectives of any engagement, yet our experience allows us to determine the most efficient and appropriate steps necessary to complete examination objectives. 

Principal members of EWM have a broad range of experience from which to draw.  They have worked within the insurance industry in various financial capacities, which allows EWM to have a unique perspective on the operations of the insurer.  All members of our examination team have a working knowledge of the NAIC Financial Condition Examiners and Market Conduct Examiners Handbooks.

Members of our firm are active in the following organizations:

  Society of Financial Examiners

  Society of Financial Examiners – Georgia Chapter

  American Institute of Certified Public Accountants

  Georgia Society of Certified Public Accountants

  Insurance Accounting and Systems Association

  Association of Certified Fraud Examiners

  Association of Certified Fraud Examiners – Georgia Chapter

EWM professionals have provided examination services and worked closely with insurance regulators throughout the nation.  Our team of professionals provide full-scope services to support state insurance regulators, which include:

Financial Condition Examinations

EWM performs risk focused financial condition examinations for insurance departments in accordance with the NAIC Financial Condition Examiners Handbook and applicable state standards. 

Market Conduct Examinations

EWM performs all aspects of market conduct examinations, including traditional market conduct exams, from limited to full-scope, as well as market analysis activities, and expert witness testimony.  Our risk-based approach is tailored to reflect state market conduct regulations and statues.

Qualifying Examinations

EWM has worked extensively with state Insurance Departments to conduct qualifying examinations of applications for licensure in the following areas:

  Traditional insurers


  Worker’s Compensation Self-Insurance Funds

  Pre-Paid Legal Plans


  Risk Retention Groups

  Other non-traditional entities

Rehabilitation and Liquidation Support

EWM provides comprehensive services for receiverships, rehabilitations and liquidations.  This includes special deputy receiver services, supervision of daily insurance operations, analysis and reconstruction of premiums, claims and accounting records, review of reinsurance agreements and programs, and tax compliance services.

Annual and Quarterly Statement Preparation

EWM provides quarterly and annual statutory statement preparation services for the following types of insurers:




  Captives and non-traditional filers


EWM is committed to providing complete and innovative solutions. Here are some of the organizations that assist us in bringing our clients the highest level of service.

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Contact us now to learn how we can help with your regulatory, audit & assurance, tax, business advisory, bookkeeping, and investment advisory needs.

3635 Peachtree Industrial Blvd., Suite 200
Duluth, GA 30096-2806
TEL: 678.584.0222